How to Budget and Save Money on a Budget

It seems that everyone out there is asking how to budget and save money now days but what are the best ways to do so.  Hopefully some of these tips and techniques I have rounded up help you stay on top of your budget and save the money that you need. Start buying your items in bulk to save yourself some cash in the long run.


How to budget and save money – Planning

A lot of bulk stores are around that will allow you to save money in the long run on items that you are going to use. I always tell my friends that if they are struggling to make a rent or house payment then they probably shouldn’t go out and try to buy or lease a new car. When you are on a tight budget you have to do everything you can to save yourself money and that includes not taking on another payment that you may or may not be able to make. See, learning how to budget and save money is something that needs to be practiced in all walks of life. If you need a new car then try to find a good used or pre owned model because it is going to be cheaper and they are often just as dependable. A brand new car off the lot is definitely not the answer on how to budget and save money.

You honestly wouldn’t have to budget your money so strictly if you were just making more income, but sometimes that is harder for some than others. However, if you make money online as a side job it can often help you stay on top of your finances and still be able to do the things that you love to do. Online marketing has become the way that I make my income full time and if you are just looking for something on the side this would be perfect too.

The tips on how to budget and save money

Getting out and enjoying free and fun activities can be one of the best ways to save money on a tight budget you can find like going hiking, walks in the park, jogging or even free public workouts in the park where available. Plus, saving money on a cable bill will definitely help you save some money at the end of each month. Even with this electronic world we live in there are only about 4 hours of television being watched each day in the average family.

It is no surprise that we all want ways to save on money, especially in this wavering economy. I have heard and seen a whole slew of different money saving tips and tricks over the years and if you are looking for some, these tips and techniques may help you out.

Cutting back on shopping and excessive spending is also one of the best answers to as well.

If you want to make money online and help secure your financial future then fill out my contact form on the right because saving money AND making money should be one of your top priorities. Learning how to budget and save money are life long traits to keep if you want to make and save money.

Also, comment below if you want some love.


Funny dude who grew up in Houston, and retired from Mechanical Engineering at the age of 33. Has 3 kiddos and happily married and marketing full time since 2012. Super Affiliate marketer, Network Marketing consultant, and million dollar earner by using blogging and social media. New to starting a business or stuck at $10k/month? Go through this training -> Marketing Training in Audio (iTunes) and Video (10 Videos)

3 thoughts on “How to Budget and Save Money on a Budget

  1. Adam says:

    I love it man, truly a millionaire strategy for wealth.

  2. Adam says:


    I like your tips. I’m also glad you started talking about make more money. Saving doesn’t improve our financial position unless we buy cash generating assets, and we know how many don’t do that.

    1. Lawrence Tam says:

      yep i agree. but before i started to generate income from different streams i leveraged what I was already spending. those savings have been in the thousands which have been able to roll into asset generating properties… especially my first income property I’m about to buy 😉

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